We met with the Bank and I've done everything I can to make sure this goes smoothly. I was up until 3:30 a.m. revising updating and changing the business plan. It looked great, to me. but it all depends on what the underwriter says now. I won't know until Tuesday or maybe Wednesday. I was stressed on Thursday but I'm okay now. If it doesn't happen the first time then I've made up my mind to file for a federal loan and then federal grants. I have a couple of willing investors but I am praying that the bank loan goes followed by the SBA federal loan then grants. All of this is to set up inventory in the store and pay back any actual loans. First the bank loan in full then the federal loan if possible then spend the grant money updating the look if the store and the signage and advertising.
I'm learning so much so fast that it's hard to keep it all straight. I lay down at night and my head starts spinning with numbers and figures and merchant information and many many unanswerable questions. I'm still trying to figure out what I am going to do for Kamdyn on Wednesday and Friday afternoons. Garrison is old enough to hang at the store with me and actually help me out but Kamy is still too young. Also Garrison is such a big kid he can help me move things and I have promised to pay him for his help.
I'm having a hard time focusing on what is going into the store. I have a timeline drawn out that is realistic and conservative for making the necessary changes. It's really a responsible time line as well. Much of what is in the store will be gone quickly. It's currently marketed to 50 and up and I'm going to bring the age demographic down quite a bit. Wylie is absoutly booming right now. 400% growth rate in the last 20 months so the time is right to get into the downtown area. I will be the youngest merchant in the Historic district. Who knows how that will play out. Ebveryone has and opinion about what I should do with the store. I'm listening to everyone and making notes and also following my instincts.
Right now my prayer is that God be with us and guide Sean and I every step of the way. So far He has opened doors that I never imagined He'd open and on faith we have stepped through them. In a million years I would have never though I would be in this position today. A store front has so many huge responsibilities and I do have a lot of questions but I'm really going on faith and I have the support of an amazing man who really believes I can do anyhting I put my mind to. Sean is my rock.
This week is 10 years that we have been married. There have been rough patches but those are few and far between. We have seen a lot together and it's gone by so fast. I'm getting too emotional just writing this so I'm going to wrap it up for this entry.
I have to rest easy knowing if tis store thing doesnt fly then there is a reason and I'll deal with it.
3 comments:
Stay positive, God has a plan for you!
Good luck! Rest easy in whatever happens because you will know that it is God's plan. Call me when you know something:)
YEA!!! Way to go, Sister!! I am really proud of you for following your dreams!!!
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